| |
Bank
CD |
Allianz Life
Annunity |
| Tax-deferred growth |
No |
YES! |
| Higher monthly income |
No |
YES! |
| Increased income potential for disability* |
No |
YES! |
| Flexible premium |
No |
YES! |
| Avoidance of probate costs and delays |
No |
YES! |
| Potential for disappearing surrender charges |
No |
YES! |
| Bonus available on premium |
No |
YES! |
| Higher Yields |
No |
YES! |
| Guaranteed lifetime income |
No |
YES! |
| Potential hedge against inflation |
No |
YES! |
| Nursing Home Benefit* |
No |
YES! |
| Potential Social Security tax advantage |
No |
YES! |
| Withdraw percentage of money each year at any time |
No |
YES! |
| Withdraw for required minimum distributions, penalty free |
No |
YES! |
| Withdraw for dollar-cost-averaging opportunities |
No |
YES! |
| Loan prvileges |
No |
YES! |
| Withdraw to meet nursing home needs |
No |
YES! |
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